The ESIP Contribution Calculator (the "Calculator") is provided by Chevron and is intended to help you decide how much to contribute to the Chevron Employee Savings Investment Plan ("ESIP") to help you maximize your own plan contributions and Chevron’s matching contributions. By clicking the box below, you consent to electronic receipt, and agree that you have received electronically, read, and are bound by this Use Agreement (the "Agreement").

The information and resources provided through the Calculator, including the text, graphics, images, and other materials, are provided as general information, which may be based on various assumptions relating to your age, eligibility, elections, or compensation, and neither represent nor are intended to be specific advice to you or anyone else on any particular matter, including, but not limited to, tax, legal, retirement planning, insurance, financial, or similar advice.

You are solely responsible for the accuracy of any data you enter into the Calculator and the calculations are based on the information you provide. The Calculator should not be used or relied upon by you as a substitute for your independent research or for professional advice regarding your own specific situation. Your actual experience may vary from the estimates modeled by the Calculator.

The Calculator is intended only for your personal non-commercial use, and you may not modify, copy, display, distribute, reverse engineer, or otherwise extract any source code, algorithms, methods or techniques embodied in the Calculator.

The Calculator is provided on an "as is," "as available," and "with all faults" basis, without warranty of any kind, express or implied, including, without limitation, warranties of merchantability, fitness for a particular use or purpose, title, or non-infringement to the extent not prohibited by law. In no event shall Chevron or any of its licensors be liable for any consequential, special, or indirect damages that result from use of, or loss of use of the Calculator. The rights, exclusions, warranty disclaimers and limitations of liability under these terms operate to the benefit of Chevron’s subcontractors, licensors, and vendors to the same extent that such provisions operate to the benefit of Chevron.

Nothing in the Calculator is intended to create, or meant to be construed to create, a contract of employment between you and Chevron or any of its affiliates or subsidiaries. Chevron reserves the right to amend or discontinue the plans and/or programs described in the Calculator, in whole or in part, at any time for any reason without prior notice to, or consent by, employees.

Although the Calculator contains high-level information about benefits available under the Chevron ESIP, it is not intended to provide detail. Detailed information can be found in the Summary Plan Description on NetBenefits^® (after logging on, on the “Library” tab, click on “Plan Information and Documents” and then "Summary Plan Description"). In the event of a discrepancy or inconsistency between the content described in the Calculator, including any estimated calculations, and the provisions of the Chevron ESIP, the terms of the Chevron ESIP are controlling and will govern the amount, if any, you may be entitled to receive under the Chevron ESIP.

Chevron reserves the right to amend this Agreement at any time, and any amendment shall become effective immediately.

• If you are enrolled in the Annual Increase Program (AIP), the Calculator does not reflect the automatic increase in your ESIP contribution percentage(s).
• You can change your ESIP contribution percentage(s) at any time. This means you could have more than one contribution percentage apply in a given year or in a given month. However, the Calculator provides results assuming your ESIP contribution percentage(s) remains constant for the remainder of the year. Changes to your contribution percentage(s) may take a few pay periods to take effect.
• The ESIP only allows for contributions in whole percentage increments.
• When you reach the combined before-tax and/or Roth 401(k) annual IRS contribution limit of $23,500 for 2025 (plus an additional $7,500 in catch-up contributions, if eligible), Chevron’s payroll system will automatically stop your total before-tax and/or Roth 401(k) contributions and convert 2% to after-tax contributions, so that you will continue to receive Chevron matching contributions.
• If your total contributions for the year exceed the IRS total annual contribution limit of $23,500 for 2025 (or, $70,000 if you’re over age 50 by the end of 2025 and thus eligible for catch-up contributions), your excess contributions, plus earnings, will be refunded to you in 2026.
• The Calculator is not able to estimate any contributions based on overtime pay.
• Contributions from annual bonus/variable pay are estimated based on the input provided by you.
• The Calculator does not include any contributions you may have made with a previous employer. You are limited to a total of $23,500 for before-tax and/or Roth contributions and $7,500 for catch-up contributions with all employers for 2025.
• Due to the timing of contributions to your account, money may have been deducted from your paycheck, but not yet applied to your account or matched. Therefore, your contributions posted to your account could be understated by one pay period. For the best results from this Calculator, use the year-to-date contribution information from your most recent paycheck, or wait until after contributions have posted to your account.

Here are some additional tips about how to make the most of the ESIP Contribution Calculator:

1. There is a processing delay between when you are paid and when contributions are made to your account. Contributions, including the Chevron matching contributions, are not viewable in your Online Statement generally until a few days after you are paid. This delay could result in a discrepancy between your year-to-date (YTD) contributions shown on your paycheck and the contribution totals shown online in your account. For the best results from this Calculator, use the YTD contribution information from your most recent paycheck, or wait until after contributions have posted to your account.
2. You may wish to revisit the Calculator and model your contributions again after you learn key information, such as your actual salary increase for the year or the amount of annual bonus/variable pay you may receive.